Banning the use of Incandescent Light Bulbs

An article written By ROHAN SULLIVAN (Associated Press Writer)February 20, 2007 11:00 AM EST
Australia to ban old-style light bulbs, go fluorescent to reduce greenhouse emissions

I could really see our government making this kind of proclaimation but it would be nice if people would just act on their own and start replacing incandescents with CFL's (compact fluorescent lights). The power required for these bulbs is one forth the power needed for incandescents.

We could save enough power in this country to shut down 19 coal fired plants and to top it off it is economical to use these bulbs. I did a spread sheet to show this and even with the increase in initial cost, the bulbs last longer and need to be replaced less and save enough on power cost to save $8 to $10 per year.

So why would not everyone jump on the band wagon. Ignorance is part of the reason, initial cost is more, some of the cheaper CFL's do not last as long as quoted and the quality of light is not as great for these cheaper CFL's. By buying the CFL's that are $8 instead of $3 you still can save a substantial amount of money over the life of the CFL's. The CFL's can also be purchased that look like the old light bulbs and there are ones with a lower profile that will fit in tradition lamp fixtures.

Guess what this is only a transitional bulb because LED's are just around the corner that will last for your lifetime and almost never have to be replaced and require one tenth of the power of an incandescent.

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Alamos, Sonora, Mexico

Rule of 72

Once the $100,000 is accumulated in the previous article on Saving $100,000 you need to understand the concept of the ‘Rule of 72’. ‘The Rule of 72’ says that what ever is your rate of return, divide it into 72 and that tells you the number of years it takes to double your money.

So for example $100,000 at 12% takes 6 years to double. If you have 36 years to retirement that $100,000 could double 6 times and would become $6.4 million. At 6% the same $100,000 would double just 3 times and become $800,000.

Another way to look at this is for ever $1000 a month you want at retirement you need $200,000 earning 6% in your savings vehicle

If you are already near retirement as I am and you do not have any money saved like me there are other options and all is not lost. The answer lies in a vehicle that produces the necessary monthly income you need to retire comfortably. Click Here! If you are not up for the journey then all is lost.

Saving $100,000

How long will it take to accumulate $100,000? We can look at a monthly contribution of $100. $500 and $1000 into a savings vehicle with a return of 6% and 12%, $100 at 6% will take 385 months to accumulate $100,000 not counting inflation and assuming there is no taxes on the interest.
$100 6% 385 months or 32 years and a month
$100 12% 241 months or 20 years and a month
$500 6% 139 months or 11 years and 7 months
$500 12% 111 months or 9 years and 3 months
$1000 6% 82 months or 6 years and 10 months
$1000 12% 70 months or 5 years and 10 months

All the above require putting extra money into a savings vehicle where it is never touched until a $100,000 is accumulated. The discipline and sometimes sacrifice it would take to achieve any one of these scenarios would be monumental and I dare say that not many people would be able to succeed.

What if there was a way to achieve the above in 6 to 12 years without making any additional payments into a savings account or for that matter not paying any additional money to any vehicle. Would you be interested? Click Here to find out more!

Making A Difference

The purpose of this blog is to some how ‘make a difference’. The other purpose is to make this ‘easy to repeat, (EZ2Repete) or duplicatable. I will be honest with you up front, I have an agenda. I want to stimulate peoples minds so they start thinking again. A lot of times I will repeat things in new articles and say it a little differently because may be you did not get it the first time. Also I want you to come back so I will try to make these ‘Blogs’ as interesting as possible so you will tell others about this Blog and come back often. Also I support canditates who are tired of the status quo and are not afraid to make bold statements and who want to make a difference.

I don’t know if you have noticed or not but everything is done for ‘the Bottom Line’. If we cannot make money at it, why do it? Well we need to start doing things for other reasons like for the survival of our planet and life on the planet. Just because you may have the money to do biased research to make your agrument seem right does not make it right and your judgement day will come. We all know these types of activities are prevalent in the drug industry and the food industry and why doctors as smart as they have to be to become doctors buy into this crap I will never know.

Have you noticed that most professionals like engineers, lawyers, doctors etc have their own language and their goal is to add a degree of complication and difficulty to their activities so they can protect their knowledge so that it is not Ez2repete and so they can make more money.

My goal is to make knowledge easier to understand and Ez2repete. We still need the professionals but we need to inform them to take the time to educate us because most of us are really not that stupid.

I can do this blog because I have worked as an engineer, I have worked in financial services, have an insurance license although I decided that my securities licenses where getting in the way of what I really wanted to do so I let them go, I have worked in the cash flow industry and for most of the last 25 years have been interested in alternative energy and the environment. I have a real hard time pronouncing medical terms but I really never tried to learn them or did I have to because my wife is a nurse which in itself can be a detriment when trying to talk about alternative medicine.

I will try to make all my articles solution orientated and some of the areas I will be discussing in later blogs are: why we do what we do?, health and wellness, the drug industry, the food industry, the nutrition industry, how capitalism is killing us all, disease, the status quo of the energy industries, what makes a business duplicatable, new technologies we need to embrace, financial issues and what is good for the pocketbook and the bottom line has hidden cost that we do not like to talk about or whatever else needs saying.

I am going to make some bold statements that are my belief’s and are based on my experience and you can take them as ways of stimulating your thought process and make you do further investigation.

I welcome your input but try to avoid bashing. What I want to see are solutions.

K.I.S.S. on the Internet

One of the challenges of retirement is surviving from one meager social security check to another. Fortunately I have found an Internet activity that is looking very promising. $500 to $1000 per month sounds very appealing to someone just on a social security check. The challenge is that not many people of my age know how to use the Internet.

The particular activity I am involved in requires that basic knowledge of the computer which we have to assume you have because you are reading this blog, time which most of us have a lot of these days and the ability to follow directions. Their are video tutorials, lots of written words and the activity is free to join so you can look over the information and decide whether this is something that you can even do before you even have to make a commitment.

One of the things I am not good at is selling. I spent 30 yrs as an engineer in a cubicle and the idea of getting on the phone and making appointments turns me off.
This internet activity can be rewarding with a little effort. Once you understand the setup process it is all down hill from there. It is free to sign up and signing up does not obligate you to anything. Click title for more info.